You would no longer be able to access your funds through BIM (and neither would we).
To mitigate that:
Use BIM as a payment wallet, not as a vault. If you receive a large amount, transfer it to a safer long-term wallet. Just like your real-world wallet, don't store all your money in it.
BIM's code is source-available, which means that if we ever stop operating the service, anyone could fork it and run their own instance.